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Kraken Borrow: spend more than your cash balance

Kraken has introduced a new borrowing feature that allows users to use their existing crypto holdings as collateral to increase buying power without selling assets. The service features a 1x leverage cap, flexible repayment terms, and is integrated directly into the standard purchase flow.

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Why It Matters

This feature lowers the barrier to entry for crypto-collateralized lending by simplifying the user experience and targeting retail investors rather than professional traders.